Fund Benefits & Features

Discover how the Group 401(k) Fund delivers superior retirement outcomes through institutional-quality management and innovative design.

Comprehensive Benefits

Every aspect of the Group 401(k) Fund is designed to maximize value for both employers and employees.

Complete Transparency

Clear fee disclosures, detailed reporting, and full regulatory compliance ensure you always know where your money is going.

  • • Quarterly detailed statements
  • • Real-time online access
  • • Fee breakdown transparency
  • • Regulatory compliance reports

Ultra-Low Costs

Pooled investment structure and institutional pricing deliver significant cost savings compared to traditional 401(k) plans.

  • • Average expense ratio: 0.15%
  • • No hidden fees
  • • Institutional pricing power
  • • Transparent fee structure

Diversified Portfolio

Access to institutional-quality investment options including index funds, target-date funds, and alternative investments.

  • • 25+ investment options
  • • Target-date fund series
  • • Index and active strategies
  • • Alternative investment access

Future-Ready Design

Built on SECURE Act 2.0 provisions with automatic enrollment, escalation, and emergency savings features.

  • • Automatic enrollment
  • • Automatic contribution escalation
  • • Emergency savings accounts
  • • Roth conversion options

Employer Benefits

Attract and retain top talent while reducing administrative burden and fiduciary liability.

  • • Tax credit eligibility
  • • Reduced fiduciary liability
  • • Streamlined administration
  • • Competitive advantage

Fiduciary Protection

Professional investment management and 3(38) fiduciary services reduce employer liability and risk.

  • • 3(38) investment manager
  • • Professional oversight
  • • Risk mitigation
  • • Compliance monitoring

Compare Retirement Plan Options

See how the Group 401(k) Fund stacks up against traditional retirement plan options.

Feature Group 401(k) Fund Traditional 401(k) Small Business 401(k)

Real Cost Savings

Our institutional pricing structure delivers significant cost savings compared to traditional 401(k) providers, putting more money to work for your retirement.

Group 401(k) Fund
Average expense ratio
0.15%
Traditional 401(k)
Average expense ratio
1.12%
Small Business 401(k)
Average expense ratio
2.35%
$287,000
Potential savings over 30 years*
*Based on $50,000 annual contribution

Diversified Investment Lineup

Access institutional-quality investment options carefully selected and managed by industry experts.

Index Funds

Low-cost passive strategies tracking major market indices

Target-Date Funds

Professionally managed age-based portfolios that automatically rebalance

Active Strategies

Expertly managed funds seeking to outperform market benchmarks

Alternative Assets

Access to real estate, commodities, and other diversification tools

Ready to Experience the Benefits?

Discover how the Group 401(k) Fund can transform your retirement planning with institutional-quality solutions designed for modern businesses.